Wednesday December 11, 2013
I love this scorecard! What a great way to track the insurance quotes you receive. It will help determine the best insurance carrier or agent for you and your family. Even though this scorecard is titled Michigan Insurance Quote Scorecard, it really works for anyone looking to get several quotes regardless of where you live. Simply right click the image and select print. Print one for each insurance quote you receive.
It is important to keep in mind, price is not everything when it comes to insurance. Customer service, agent integrity, and convenience will all play a role in your overall satisfaction. By properly vetting your insurance company before purchasing a policy, you reduce the likelihood of having to shop again in six months.
More Help Shopping for Car Insurance
Wednesday December 11, 2013
The holidays can be a tough time for many families. Making ends meet may be difficult enough without adding the pressure of celebrating with parties and gifts. Maybe impulse buying has gotten the best of you and now you are falling short on important bills like your car payment or car insurance payment. It is important to remember the consequences of letting these two bills get over extended.
Do not let celebrating the holiday season wreck the financial stability of the year ahead. Being a little bit frugal this Christmas, could be the biggest blessing for your family in 2014.
Tuesday December 3, 2013
If you recently received points on your license due to a traffic violation, you might be wondering when the traffic ticket will hit your insurance premium. Most insurance companies diligently check your driving record, looking for violations. It is only in their scope to check your driving record approximately 45 to 60 days prior to your renewal. If a ticket is found at that time, it will be factored into your renewal premium.
For instance, if you get a traffic ticket two weeks before your insurance policy renews, your rates will more than likely not be affected by the ticket for the upcoming renewal. You'll get a free pass for the policy term and will be up for adjustments at your following renewal.
It is possible for some carriers to only run driving records annually. Or, for long term clients sometimes they do not run driving records unless you have had a claim. It is up to the insurance carrier to determine how often they want to run driving records. Check with your insurance agent to see how often your insurance carrier runs driving records. Keep an eye on your renewal declaration page to see if the new ticket shows up.
More on Traffic Violations
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Tuesday November 26, 2013
Are you planning on traveling this Thanksgiving weekend? According to AAA numbers will be down slightly to 43.4 million American travelers verses last years 44 million. They noted a lot of economic factors as being the cause, but I really think the weather is going to play a big role. It is never fun to let mother nature ruin your holiday, but it is going to get nasty out there for a whole lot of people especially in the northeast.
Make sure to give yourself extra driving time and don't forget to make sure your car insurance is up to par. Double check your comprehensive and collision deductibles and select roadside assistance coverage in case you get stuck. Remember single car accidents are often considered at-fault accidents according to insurance carriers.
So not to be all doom and gloom, gas prices are down. In many areas across the US, it is expected to be under $3 a gallon for the weekend. Enjoy your time with family and have a wonderful and safe Thanksgiving holiday!